Generally speaking, local education bureaus have set up student financial aid centers to handle student loans from students' places of origin.

2. Where can I get a student loan?

1. Students or their legal guardians should apply to the rural credit cooperatives, banks and other financial institutions where their families are located. Location of student-origin student loan: apply to the county (urban) student financial assistance management center or financial institution where the student is studying.

2. The national student loan is a credit loan. Students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. After receiving the letter of admission, students can consult the school to handle the national student loan. After students report to the school, they can apply for national student loans from financial institutions through the school.

I. The loan forms are as follows

1, there are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.

2 commonly used student loans and student credit student loans. The national student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities. Borrowing students do not need to repay on time and bear relevant legal responsibilities.

3. Student-origin credit student loans refer to student loans provided by China Development Bank to eligible freshmen and students in counties (cities, districts) where they have household registration. The loan funds are mainly used for students to pay tuition and accommodation fees during their school days. Student-origin credit student loan is an important part of college student loan.

Two, in the school can also apply for student loans, do

1. Submit application:

Students apply for student loans from the student aid center of their school, receive materials such as "",and prepare relevant student aid centers.

2. The school preliminary audit:

The school financial aid center shall examine the application materials for student loans submitted by students and be responsible for their completeness, authenticity and legality. The preliminary examination will be completed within 20 working days after receiving the application for student loan.

3. The final audit of the bank:

The school will submit the application materials that have passed the preliminary examination to the bank, and the bank will conduct a final review of the application materials and notify the school after passing the review.

4. Sign a loan contract:

After the bank is approved, it will promptly notify the relevant person in charge of the school, and the relevant person in charge will inform the applicant to go through the loan procedures at the bank outlets and sign a loan contract.

5. Loan:

According to the contract, the bank will issue student loans to students' designated accounts on schedule.

Three. Where is the student loan of 202 1 and when?

202 1 student-origin loan work * * * is divided into two stages:

The first stage (July 27th-August 12, except weekends): students renew their loans in a centralized way, and the processing time is 16 days, and they will not be processed after the deadline. The specific processing time for students in various township jurisdictions is: Heshan Town, July 27 -28; Yongzheng Town from July 29th to 30th; August 2 -3, Yulinzi Town; August 4, gonghe town; On August 5, Zhoujia Town; On August 6, Xipo Town; Wu Qingyuan Township on August 9; August 10, Qitou Town; August 1 1 Three Hometowns; August 12, He Yong town.

The second stage (from August 12 to September 9, except weekends): the first loan for freshmen and the first loan for students admitted this year will be processed in a centralized way for 28 days, and will not be processed after the deadline.

Fourth, where to do the student loan?

Do you want to apply for a student-origin student loan or a national student loan?

You have to go to your financial aid center to apply for a student loan.

National student loans should be handled in schools.