Because the state-supported enterprise loans are also issued by banks, the loans will not be returned to black households. Credit overdue is serious, and it is listed in the "blacklist of lending" by banks, which basically has nothing to do with credit cards and loans.

If you become an illegal household, you will be prosecuted if you don't pay the arrears. If you don't pay back the money after the court verdict, you will be included in the "blacklist of untrustworthy people" and your personal travel will be affected.