1, personal loan reference value = monthly provident fund deposit of units and individuals × 12× loan period ×2+ provident fund balance *2, and some places can borrow about 200,000 yuan. 2. Loan amount = expansion of provident fund balance 10 times, 15 times, 20 times, up to 500,000 yuan. 3. The amount of provident fund loans varies from place to place and is for reference only. Subject to the regulations of the local provident fund center, customers need to provide specific proof materials for the use of funds. Generally, the loan handling bank will first review the customer's loan purpose (different loan products correspond to different purposes), and the loan purpose can meet the requirements before applying. At the same time, it will comprehensively evaluate factors such as collateral, personal credit and repayment. In addition, the loan interest rate, amount, term and other factors need to be priced in combination with the comprehensive factors such as the business type, credit status and guarantee method you apply for, and can only be determined after being approved by China Branch.