Is online merchant bank safe?
Online merchant bank is an Internet bank initiated by Ant Financial and one of the first five private banks in China approved by CBRC. Therefore, the online merchant bank is absolutely formal, safe and reliable, so the loan of the online merchant bank is also safe, and it is an unsecured pure credit loan.
The main business of online merchant banks is small deposits and loans, and they can also invest in wealth management. The functions of online merchant banks are similar to those of traditional banks, but the service scope is relatively small, mainly serving SME customers and consumers through the Internet. Although the online merchant bank operates on the Internet, it is a formal bank approved by the China Banking Regulatory Commission, and its business is compliant and safe.
How to get a loan from an online merchant bank?
1. Download the online merchant's APP. After registering and logging in, bind the bank card and Alipay account;
2. Go to the page where I want to borrow money. It can be seen that the order loan bears interest on a daily basis, and the monthly repayment amount is expected;
3. Finally, click on the loan and wait for the system to lend money.
Generally speaking, as an Internet bank under Ant Financial, the background qualification of online merchant bank is very reliable, and there is also the approval of the business license of China Banking Regulatory Commission. People who need a large loan may wish to try the online merchant bank, and you can learn more about it.