1, personal credit loan

Many banks have pure credit loans, and mobile phones or WeChat can apply for them. After submitting personal information, they can generally receive it immediately, but the amount of such loans is generally not high unless you are a quality customer.

2. credit card installment payment

If your credit card limit is relatively high, this 50,000 yuan loan can be obtained by credit card. You can apply for credit card cash installment, and it will arrive soon after application.

3. Personal mortgage loan

This method is troublesome, but the amount is very high, far exceeding 50,000 yuan. It is best to use a house or a car as collateral. You can consult the staff of the nearby bank outlets.

Extended data:

Bank loan application conditions:

1, must be a China citizen with full capacity for civil conduct, generally required to be between 18-60 years old, and some banks will limit it to 25-50 years old;

2. Have a fixed residence in China, or have a fixed residence (or valid residence certificate) in a local town, or have a fixed business place;

3. Have a proper occupation and stable economic income, and have the ability to repay the loan principal and interest on schedule;

4. There is no bad credit record, and the loan funds cannot be used for stock trading, house purchase and gambling;

As long as you meet the most basic application conditions, you can apply for a suitable loan by going to the bank. It is recommended to go to a nearby bank outlet and don't trust others at will.

Bank loan business:

Users can apply for loans directly at the bank counter or through online channels. To apply for a bank loan offline, I need to bring my ID card and related application materials, fill in the loan application form at the bank, and then submit the form, ID card and application materials to the bank for review. Applying for bank loans with online loans is generally to apply for credit loans, which can be submitted as long as there is a quota.

After the offline loan is approved, the user needs to sign a loan contract at the offline branch of the bank. After the online loan is passed, the bank will sign an electronic loan contract with the user, and the user does not need to sign a loan contract offline. Although they are all bank loans, the amount of offline loans is higher than online loans.

Users who want to apply for large loans are more suitable to apply for offline loans from banks. To apply for a small loan, or to use money urgently, you can try to apply for a bank online loan. In addition to the different loan quotas, the speed of the two types of loans is also different, and the speed of online lending is faster than offline.