At present, the national housing provident fund loan interest rate is implemented according to the interest rate standard published by the People's Bank of China. The latest interest rate standards for housing provident fund loans are: the interest rate for housing provident fund loans for more than five years is 3.25%, and the monthly interest rate is 3.25%/12; The interest rate of provident fund loans for five years or less is 2.75% per annum.

Legal objectivity:

The People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions and expand the floating range of deposit interest rates.

The People's Bank of China has decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions from March 20 15/day. The benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 5.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to 2.5%. At the same time, combined with the interest rate marketization reform, the upper limit of the floating range of deposit interest rate of financial institutions was adjusted from 65438 0.2 times of the benchmark deposit interest rate to 65438 0.3 times. The benchmark deposit and loan interest rates of other grades and the deposit and loan interest rates of individual housing provident fund are adjusted accordingly.