Personal pledge loan refers to the loan issued by our bank to natural persons, which is pledged by the pledge recognized by our bank and used by the borrower for household consumption; The loan currency is RMB.

Pledges: RMB demand deposits and RMB time deposits, foreign currency time deposits, local and foreign currency time deposits, voucher-type treasury bonds, savings bonds, book-entry treasury bonds, entrusted wealth management products in local and foreign currencies, and personal life insurance policies;

Personal consumption pledge loans can only be pledged by the borrower himself or his spouse. ?

Pledge access and pledge rate shall be implemented in accordance with the guarantee management regulations, and you can contact the account manager.