8000 rpm 12000.

1, junior colleges can apply for loans, just apply for national student loans. Application conditions: Full-time undergraduates (including higher vocational college students), second bachelor's degree students and graduate students in ordinary colleges and universities can apply for national student loans if they meet the following conditions: ① family financial difficulties; (2) Persons with China nationality and 16 years of age or older must hold Chinese identity cards; (3) Having full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians); 4. Honest and trustworthy, law-abiding, no illegal behavior; ⑤ Study hard and you can finish your studies normally.

2. Application materials: Students apply for a loan from the bank through the school after the new school year starts. The following materials need to be provided: ① application for national student loan; (2) A copy of my student ID card and resident ID card (the minor provides a valid identity certificate of the legal guardian and a written opinion agreeing to apply for a loan); (3) my explanation of the family's financial difficulties; (4) Proof of family financial difficulties issued by the relevant department where the student's family is located.

3. Application amount: In principle, the maximum amount of full-time undergraduate students per academic year is 8,000 yuan, and the maximum amount of full-time graduate students per academic year is12,000 yuan. In principle, the term of student-origin credit student loan shall be determined according to the academic system plus 13 years, and the longest term shall not exceed 20 years. The grace period for students to repay the principal and interest is three years after graduation, and the loan principal and interest are repaid in the fourth year after graduation. After graduation, students who continue to pursue their degrees during the repayment period should provide written proof to the county-level financial aid center or university financial aid center in time. After passing the examination, you can continue to enjoy the grace period of interest discount and principal repayment, and the maturity date of the loan remains unchanged.

Can a junior college apply for a loan?

You can apply for a national student loan in your country of origin, with a maximum loan of 12000. You can apply online from CDB, and then it seems that you can give a receipt to the school. This account needs to be bound to Alipay, and then the bank will help you pay your tuition through Alipay, and then you can repay it through Alipay. You can log in to CDB's student online system () to fill in the application information online and download and print the application form. Students who fail the pre-application need to provide an application form for identifying family financial difficulties, and students who pass the pre-application need not fill it out. Then, you need to bring your ID card, student ID card or admission notice, household registration book, application form, identification certificate and other materials, as well as the borrower's ID card (origin), and go to the county-level financial aid management department to apply for a loan with the borrower. Your teacher will also tell you in detail.

How do junior colleges apply for student loans?

If it is a national student loan, students who apply for loans can apply through online channels after receiving the admission notice, fill in the application information truly and completely, and upload relevant certification materials; Or after entering the school, apply to the university organizer of the school and provide relevant materials. For details, please consult 95566 manual or online customer service of Bank of China.

The above contents are for your reference. Please refer to the actual business regulations.

Can junior college get a loan?

College degree can also apply for loans. Whether the loan application can be successful is evaluated according to the applicant's comprehensive qualifications, and needs to consider the applicant's work, education, credit history, income and other aspects. Specific to the approval results of some doors.

You can try to apply for a loan from Ping An Bank. Our new loan doesn't need mortgage or guarantee. The maximum loan amount is 500,000 yuan, and the fastest loan is 1 day. The handling fee is 0. 23-55 years old (inclusive) can apply for provident fund, life insurance policy or mortgage. Whether the examination and approval is successful or not shall be evaluated according to the comprehensive qualification of the applicant. For details, please log in to Ping An Pocket Bank APP- Finance-Loan and try to apply.

Reply time: 202 1-09-06. Please refer to the latest business changes announced by Ping An Bank in official website.

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Can a junior college apply for a loan?

College students can apply for loans and apply for national student loans.

Application conditions

Full-time college students (including vocational college students), second bachelor's degree students and graduate students in ordinary colleges and universities may apply for national student loans if they meet the following conditions:

(1) Family financial difficulties;

(2) Persons with China nationality and 16 years of age or older must hold Chinese identity cards;

(3) Having full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians);

4. Honest and trustworthy, law-abiding, no illegal behavior;

⑤ Study hard and you can finish your studies normally.

First, to apply for a national student loan, the following materials shall be provided:

1. Copy of the guarantor's household registration book: ① If the guarantor is the head of the household, the first page of the household registration book and the first page of the household registration book need to be copied; (2) If the guarantor is not the head of the household, it is necessary to copy the first page of the household registration book, the first page of the household registration book and the guarantor page, and affix the special seal for local household registration on the guarantor page; ③ If the guarantor is a collective account, he/she must copy his/her page, and the local household registration department shall issue the guarantor's household registration certificate;

2. A copy of the guarantor's valid ID card;

3. Letter of Commitment from the Guarantor agreeing to guarantee (in duplicate): uniform format, clear handwriting and detailed content, signed by the Guarantor himself;

4. Guarantor's income certificate: unified format, requiring the official seal of the guarantor's unit and the official seal of the labor department of the unit;

5. A copy of the applicant's valid ID card and student ID card;

The above copied materials should be clear and tidy, and the paper specifications should be uniform (B5 or 16).

Two. Requirements for filling in the loan application approval form

1. The application form must be filled in with blue or black pen. Requirements to fill in the specification, clear, neat, no alteration, scratches;

2. Fill in the relevant columns: ① Amount of loan applied: fill in the total amount of tuition and living expenses loans within the start and end date of the loan respectively; (Tuition loan does not include accommodation and other expenses, and the standard of living loan is 65,438+00 months per year, with no more than 65,438+056 yuan per month) ② Loan term: the conversion time from the month when the loan is applied for to the repayment of the loan; ③ Start and end date of the loan: September of the year of applying for the loan to July of the year of graduation.

3. Repayment method: ① Repayment by installments; ② Pay off in one lump sum. Choose between the two.

4. The total amount of the loan applied for (the sum of tuition and living expenses loans) should be consistent with the total amount that the guarantor is willing to guarantee (item 39);

5. The relevant contents of the guarantor (item 16-39) shall be true and specific, and there shall be no blank. And signed by the guarantor himself.

Third, preliminary consideration

All departments should carefully and strictly review the application materials for student loans. Review should generally pay attention to the following aspects:

1. Whether the information provided is standardized and complete;

2. Whether the copy is clear and tidy;

3. Whether the application form is standardized, whether there are any missing items, wrong items, altered or scratched marks;

4. Whether the guarantor meets the requirements (the guarantor must have full capacity for civil conduct, be over 25 years old, have a proper job and a stable income, with a monthly income above 600 yuan). Over 60 years old or retired, temporary workers can not guarantee);

5. Whether there is a guarantor's signature in the letter of commitment and loan application form;

6. Whether the total loan amount applied (the sum of tuition and living expenses loans) is consistent with the amount that the guarantor is willing to guarantee (Item 39 of the application form);

7. Whether the guarantor's name and ID card are consistent with the household registration book;

8. Whether the student's name and ID card are consistent with the student ID card and ID card;

9. Whether the ID cards of the guarantor and the applicant are valid within the loan period.

Fourth, others.

1. Colleges and departments should be strict with students who want to apply for loans. Generally, it requires good performance in school, excellent academic performance and financial difficulties.

2. Each application material shall be packaged in a large envelope, and the specialty, category and name of the applicant shall be indicated on the envelope;

3. All colleges and systems 1 send the application materials that have passed the preliminary examination to the Student Affairs Office with a list of students applying for loans (including major, class, name, tuition loan amount, living expenses loan amount, loan period, etc.). ).

4. For the students who have passed the school examination, a guarantee contract will be issued, and the application materials will be sent to the handling bank for examination and approval by the school after completion.

What are the requirements for college students' loans?

College student loan requirements:

1, with full capacity for civil conduct;

2, honest and trustworthy, law-abiding, no illegal behavior;

3. Good academic performance and normal completion of studies;

4. The income earned during the school period is not enough to cover the basic expenses (including tuition) needed to complete their studies.

The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy.

The national student loan is a bank loan which is led by the government, subsidized by the finance, and compensated by the finance and universities at certain risks, and jointly operated by banks, education administrative departments and universities.

Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation.

On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan.