To apply for Bank of China's "Bank of China Enterprise E-Loan Mortgage" product, you can contact your account manager to submit the information offline or the enterprise can apply independently through corporate online banking/corporate mobile banking. The following are required for independent application by the enterprise: Steps:

1. Submit an application through corporate online banking/corporate mobile banking:

Enterprises log in to Bank of China Corporate Online Banking, and in "Loan Services", select "Bank of China Enterprise E-Loan" - "Loan Application", the system automatically jumps to the "Loan Application" menu under "Financing Services" of the new version of corporate online banking (customers of the new version of online banking can log in to the homepage and click "Financing Services" - "Inclusive Financial Loan" - "Loan Application" directly Apply for related products). The enterprise confirms the loan application information, collateral information, basic product information, basic enterprise information, etc., signs the relevant Bank of China agreement text online, and then submits the application.

IGTB online banking customers can also click "More Functions" - "Inclusive Financial Loan" on the corporate mobile banking homepage, verify the security certification tool and select the corresponding product, and click "Apply Now" to proceed Product application.

2. Sign the loan contract and handle mortgage registration offline:

After the corporate online banking application is approved, the account manager will contact the company, business owner and mortgagor to sign the loan contract and mortgage contract offline. , and go through the mortgage registration procedures at the real estate registration center (or online). After the mortgage registration is completed, the collateral warrants will be stored in the warehouse for management in accordance with the current regulations on collateral management of the Bank of China.

3. Withdrawal:

During the validity period of the "Bank of China Enterprise E-Loan Mortgage Loan" product quota, enterprises can initiate withdrawals and loans through corporate online banking/corporate mobile banking The funds are transferred to the enterprise settlement account specified in the contract.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.