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Now Nanjing implements the purchase restriction policy, and many people who need to buy a house, or some investors, have turned their attention to apartments that are not limited to purchase. Can I buy an apartment in Nanjing? Next, Bian Xiao will briefly introduce it to you.

1. Whether Nanjing apartment can be purchased depends on the actual demand of buyers. For example, if you don't meet the local policy of restricting purchases and loans, or just want to buy a transitional house, you can consider buying an apartment. At present, Nanjing apartments are not limited to purchase and loans, but apartments can only apply for high-interest commercial loans.

When you want to buy an apartment, you should pay attention to the location of the house. Usually, location determines the future value of real estate. When we buy an apartment, we try to choose a prosperous area to find out whether the supporting facilities around the project are perfect. Apartments usually located in prosperous areas are not

When you buy an apartment, you should pay attention to the strength, reputation and service level of the real estate project developer. For example, many apartment projects are delivered in hardcover. Under normal circumstances, developers have strong strength and good reputation, and there are few cases of unsold buildings, which are guaranteed.

When you buy an apartment, you need to pay attention to the apartment type and price. Flexible purchase. The unit price of the apartment is lower than that of the residence, but the down payment we need to pay will be higher, and the mortgage interest rate of the apartment is very high, so we should pay attention to the price when buying the apartment. If it exceeds our economic strength, it will cause great economic pressure to everyone.

Bian Xiao: Can I buy an apartment in Nanjing? Bian Xiao will briefly introduce you here. I hope that after reading this article, I can provide you with reference and help when buying an apartment in the future. Everyone should choose whether to buy an apartment according to their own actual situation.

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Can I buy an apartment in Nanjing?

Calculate how much it will cost to decorate your home. Now Nanjing implements the purchase restriction policy. Many people who need to buy a house, or some investors, have turned their attention to apartments that are not limited to purchase. Can I buy an apartment in Nanjing? Next, Bian Xiao will briefly introduce it to you. 1. Whether Nanjing apartment can be purchased depends on the actual demand of buyers. For example, if you don't meet the local policy of restricting purchases and loans, or just want to buy a transitional house, you can consider buying an apartment. At present, Nanjing apartments are not limited to purchase and loans, but apartments can only apply for commercial loans, with a minimum down payment ratio of 50% and a high mortgage interest rate. When you want to buy an apartment, you should pay attention to the location of the house. Usually, location determines the future value of real estate. When we buy an apartment, we try to choose a prosperous area to find out whether the supporting facilities such as business, medical care and transportation around the project are perfect. Apartments usually located in prosperous areas will have higher rental returns in the future. When you buy an apartment, you should pay attention to the strength, reputation and service level of the real estate project developer. For example, many apartment projects are delivered in hardcover. Under normal circumstances, developers have strong strength, good reputation, less uncompleted residential flats sold, and the quality of the house is relatively guaranteed. When you buy an apartment, you need to pay attention to the apartment type and price. Small apartment is the first choice to buy an apartment, and the investment will be more flexible. The unit price of the apartment is lower than that of the residence, but the down payment we need to pay will be higher, and the mortgage interest rate of the apartment is very high. Therefore, we should pay attention to the price when buying an apartment. If it exceeds our economic strength, it will cause great economic pressure to everyone and easily lead to overdue mortgages. Bian Xiao: Can I buy an apartment in Nanjing? Bian Xiao will briefly introduce you here. I hope that after reading this article, I can provide you with reference and help when buying an apartment in the future. Everyone should choose whether to buy an apartment according to their own actual situation. Enter the area and get the decoration quotation for free.

3. What are the loan conditions for buying an apartment in Nanjing?

You can buy any apartment in Nanjing. However, buyers need to pay 50% down payment. In addition, the bank loan term is only 10 years, and the loan interest rate will rise by 10%, and only commercial loans can be used, not provident fund loans.

4. What are the conditions for Nanjing housing loan?

First, whether it is a one-time payment or a loan to buy a house, you need: ID card, household registration book (or household registration certificate), marriage certificate (or unmarried certificate). Second, if it is a loan to buy a house, you need proof of income. This certificate is just a piece of paper. Go to the account manager of the bank you need a loan to explain the situation, and he will give you this paper. Just fill it out and let the unit stamp it. Third, after the documents are ready, go directly to the sales girl, and she will tell you all the procedures afterwards, so you don't have to bother. You should ensure that the amount of the loan you repay each month cannot exceed 50% of the wage income stated in the income certificate. For example, if your loan is 654.38 million yuan, which will be paid off in five years, then the monthly loan is about 1.700 yuan, so your monthly income on the income certificate should not be less than 3,500 yuan.