1. Provident fund deposit base: According to local policies, applicants are usually required to have a certain provident fund deposit base, such as a certain percentage of monthly salary.
2. Deposit period: Applicants need to meet certain requirements for the deposit period of provident fund, such as continuous deposit for more than a certain period of time.
3. Upper limit of loan amount: Banks or relevant institutions will set the upper limit of loan amount according to the deposit of provident fund and income level. Under normal circumstances, the amount of provident fund loans is a certain proportion of the balance of provident fund accounts, usually between 80% and 90%.
4. Stable income: Applicants need to prove that they have a stable working income to ensure their repayment ability.
5. Age limit: In some areas, there may be restrictions on the age of the lender, and the applicant is usually required to be between 18-60 years old.
Summary:
The amount of provident fund loans depends on the individual's provident fund deposit base, deposit period, income stability and policy provisions. The provident fund loan of 654.38+100,000 usually needs to meet certain deposit requirements and loan quota restrictions. The specific situation will vary from region to region. It is recommended to consult local banks or relevant institutions to obtain accurate information.
Extended data:
Provident fund loans refer to loans that use personal deposits in provident fund accounts for house purchase, decoration or other purposes that meet the requirements. According to the policies and bank regulations of different regions, the conditions and amount of provident fund loans may be different. It is recommended to know the relevant policies in detail, consult professionals and obtain the most accurate information before applying for provident fund loans.