Antique mortgage refers to the borrower's behavior of borrowing money from the lender with the antiques he holds as collateral. Obtaining loans through antique mortgage can promote the circulation of antique market. Mortgage is different from sale. After the antique was mortgaged, the ownership of the antique did not change. Collectors can make money without giving up their personal collections, which is of great significance to collectors and the antique market.

As for whether it is a scam or not, it depends on which institution you went to. Guangzhou has a formal company that makes mortgage loans for works of art, Guangzhou Xinchang Company. Generally, those who fail to pass the appraisal cannot be mortgaged.