This activity must be based on this, and it is best to consult the local China Merchants Bank outlets for details.
2. What are the conditions for China Merchants Bank to lend 300,000 yuan?
Borrow 300,000 yuan from China Merchants Bank. Credit loans require borrowers to earn more than 654.38+10,000 yuan a month, and mortgage loans require borrowers to provide collateral worth more than 500,000 yuan. If you want to know what conditions are needed for a loan of 300,000 yuan in China Merchants Bank, you can directly contact the official customer service hotline of China Merchants Bank at 95555. After the inquiry, you can prepare the materials and handle them at the outlets of China Merchants Bank.
3. What is the quota of China Merchants Bank in golden sunflower card?
Between 50 thousand and 300 thousand
Golden sunflower card, China Merchants Bank, can create conditions for handling platinum credit cards. The application conditions for handling the Platinum Credit Card of China Merchants Bank include golden sunflower card and a one-card gold card daily account, and the amount of the Platinum Card is generally between 500,000 yuan and 300,000 yuan.
In short, owning China Merchants Bank golden sunflower card means that customers have high-quality credit status, and it is relatively easier for customers to apply for platinum credit cards.
4. What are the conditions for China Merchants Bank to lend 300,000 yuan? How to deal with it?
To apply for a personal loan from China Merchants Bank, you must meet the following conditions:
First, he has reached the age of 25 and has full capacity for civil conduct; And have permanent residence or valid residence certificate in China.
Second, having a fixed occupation or a stable economic income can guarantee the ability to repay the principal and interest on schedule.
Third, the credit record is good and there is no bad credit record.
Fourth, it can provide legal and effective guarantees recognized by banks.
Fifth, other conditions stipulated by the bank.
Information that an individual needs to provide when applying for a bank loan:
Loan application;
Original and photocopy of ID card, household registration book and marriage certificate of both husband and wife;
Property * * * Someone agrees with the loan opinion;
Occupation, income certificate and family property status information of husband and wife (work certificate, bank account, property right certificate, vehicle driving license, etc.). );
Proof of fixed place (real estate license and water, electricity, gas and other documents in the last three months);
Loan contract.
For personal guarantee, the following information shall be provided:
Original and photocopy of ID card, household registration book and marriage certificate of both husband and wife;
Occupation, income certificate and family property status information of husband and wife (work certificate, bank account, property right certificate, vehicle driving license, etc.). );
Proof of fixed place (real estate license and water, electricity, gas and other documents in the last three months);
Personal bank credit information inquiry system;
Notarization.
For enterprise guarantee, the following information shall be provided:
Original and photocopy of business license, original and photocopy of tax registration certificate (national tax and local tax), organization code certificate, articles of association, ID card of legal representative of the enterprise, loan card (annual inspection) and credit certificate;
Shareholders' consent;
Financial statements: financial statements at the end of last year and the last three months (with audit reports). Including balance sheet, income statement, cash flow statement and bank statement (with bank seal);
Special industries need to provide EIA data (EIA report, pollutant discharge permit).
Property mortgage should be issued:
Identity cards, household registration books and marriage certificates of both husband and wife;
The property owner agrees to mortgage;
Real estate needs to be registered.