The first home loan for pure white households is good. Banks prefer that kind of pure white households, and there are no other loans. When the bank reviews them, it will review his personal reputation and then look at his monthly income. Without a stable income, loans will be more troublesome. With a stable income, loans will be easy to handle. Pure white families need to pay attention to applying for housing loans:

Apply for a mortgage loan with collateral, such as a car, as long as there is no serious bad credit record. The general loan amount is 60%-80% of the collateral assessment. This premise is that you need a stable career and income source.

(2) If applying for a credit loan cannot provide a mortgage loan and the credit record is blank, you can try to apply for a credit loan. As long as the source of income is legal and stable, you have good repayment ability. If you can provide proof of income and bank flow to the lending institution again, the chances of approval are relatively greater. As long as the information provided is more complete, the more favorable it is to apply for a loan.