Can a vehicle be transferred with a car loan? Many car owners can't buy a vehicle at one time because of assets and other factors, and they have doubts about the application of vehicles in mortgage. Among them, whether a vehicle can be transferred with a car loan is one. For this problem, I have sorted out the following points for you and look forward to helping you. If a car has a car loan, it cannot be traded or transferred. First of all, the title certificate of the mortgaged vehicle belongs to the loan company, so the owner only has the ownership of the vehicle, but has the right to dispose of it. Only by paying off all the loans together with the loan interest can the owner have the property rights of the vehicle, that is, the right to dispose of it, and then the vehicle can be traded or transferred to others. Therefore, the car mainly wants to buy a car, so it must be accurate about its own economic strength, in case it can't repay the loan normally in the middle of the car mortgage, which will endanger the use of the car and its own credibility in the future. Car owners also need to pay attention to whether the vehicles they buy are complete with valid certificates to prevent unnecessary inconvenience in the future.