1. Apply for a loan: The borrower applies for a loan from China Construction Bank and provides relevant information, such as ID card and real estate license.
2. Bank approval: CCB examines the qualifications of borrowers, confirms their repayment ability, and evaluates real estate.
3. Signing a contract: The borrower signs a loan contract with China Construction Bank and provides collateral documents.
4. Mortgage registration: The borrower holds the loan contract and goes to the real estate registration center for mortgage registration.
5. Transfer formalities: After the mortgage registration is completed in the real estate registration center, the borrower needs to go to the Housing Authority to transfer the ownership of the property to the name of China Construction Bank.
6. Lending: After the borrower completes the transfer formalities, CCB will lend the loan to the borrower's account.
This is the basic step of Liaoning CCB's transfer process. This operation process can ensure that the rights and interests between the borrower and the bank are guaranteed, and can also avoid disputes over property ownership. In the course of operation, it should be noted that borrowers need to provide true information, otherwise they will face legal risks. At the same time, banks also need to strictly examine the qualifications of borrowers to ensure their repayment ability.
If the borrower encounters problems in the loan process, he can consult the Construction Bank or seek help from the relevant housing management department in time.
In short, the transfer process of Liaoning Construction Bank is a relatively complicated operation, which requires strict cooperation and communication between the borrower and the bank to ensure the smooth completion of the loan.