1, raise money to spend
Withdrawal support can be applied at any time in 7×24 hours, and the whole process can be reviewed online by computer without manual intervention, so the review speed is very fast, as long as the user meets the application requirements 1-5 minutes.
2. Elite loans
Elite loan is a product that provides loan services for office workers, with a maximum amount of 200,000 yuan. Due to the large amount provided, the application threshold is high, and the review time is long, the fastest is 10 minute, and it may take several hours if it is slow.
Step 3 withdraw money to pay
Withdraw money to pay for installment products, and operate online all the time, with few steps and simple operation, which can be done in 5 minutes at the earliest.
4. Provident fund loans
Although provident fund loans need to be handled offline, the review speed is not slow. Go to the business hall with your ID card and bank card, and lend money immediately after on-site verification.
5. Leju loan
Leju loan is a product that provides loans for users with housing. The review speed is slightly slow, and it takes 1-2 working days to complete.
To sum up, the Central Plains consumer finance audit only takes 5 minutes at the earliest, and 1-2 working days when it is slow. The specific audit time depends on the product you apply for.
First, the Central Plains consumer finance application conditions:
Zhongyuan Consumer Finance is a formal licensed institution approved by China Banking Regulatory Commission, with a background of commercial banks. Therefore, to apply for the Central Plains consumer finance loan, the central bank's credit information cannot be particularly bad. In addition, everyone's ID card, bank card and mobile phone number should belong to the same person.
Two. Special application conditions for Central Plains consumer financial products:
1. The provident fund loan requires that the borrower must continuously deposit the housing provident fund 12 months in Zhengzhou or Henan Provident Fund Center, and continuously deposit it for nearly 6 months.
2. Leju Loan requires the borrower to be a mortgage stock customer.
3. Elite loans require borrowers to be civil servants, staff of public institutions, staff of government organizations, employees of listed companies, etc.
4. UnionPay business-to withdraw money, the borrower must first swipe the card on the UnionPay business POS machine for consumption.
5. Easy car rental requires that the borrower must be a car rental user.
6. Easy installment requires that the borrower must be an Alipay user.
7. Easy-to-learn car requires that the borrower must be a driving school student.
legal ground
Article 5 14 of the Civil Code of People's Republic of China (PRC):
Unless otherwise provided by law or agreed by the parties, the creditor may require the debtor to perform the debt in the legal tender of the actual place of performance.