1. First of all, you must have a valid identity document, provide a household registration book, and have full capacity for civil conduct.
2. Have a stable job and a good income. If you receive your salary by bank transfer, you need to submit the running proof of your recent salary card.
3. Unmarried persons shall submit unmarried certificates, and married persons shall submit information about their spouses and family members.
4. Have a fixed account in the bank applying for the loan.
These four items are the most basic information. Because everyone applies for different institutions, each financial institution will meet some relatively specific terms of its own institution in addition to several basic conditions, which depends on the conditions of different institutions. Therefore, please ask friends with loan needs to know from the specific institution you choose, fill in the prescribed form and submit it to the lending institution you choose when the above conditions are met. The next time is waiting.