Please call the customer service number of Industrial and Commercial Bank of China.
Select "1 inquiry and self-service -3 other business inquiry -6 loan inquiry" according to the voice prompt.
Inquire about the information of handling loans at ICBC,
Such as: loan contract, repayment details, repayment plan, etc.
Tips: At present, the inquiry of commercial vehicle loan is not supported.
Two. ICBC Tax Loan Application Process
Application process 1. "China Industrial and Commercial Bank" app, select "Favorites" in the lower left corner and click "Loan". 2. Click "Xiaowei E Loan". 3. Choose to operate fast loans. 4. Click "I want a loan", fill in the basic information according to the steps and pay the tax authorization. 1-2 days after tax payment authorization, you can check the application progress in mobile banking. If it shows that the credit line has been obtained, the account manager will take the initiative to contact the customer for offline verification in the near future. If there is no problem in the verification, customers can log in to corporate online banking or corporate mobile banking to withdraw money. If the quick loan page does not show the application progress, the application failed. You can click the application progress query button at the bottom of the page to query the failure record. If the application progress shows that the application has been accepted, it means that the application has not been completed and is still under review. The customer needs to contact the bank account manager actively to further verify the application progress. Operating environment: Huawei nova5pro 14.5. 1 China Industrial and Commercial Bank 7.0.10.2.5: The original intention of tax loan products is to support the smooth development of small and micro enterprises. If you want to understand tax loan well, you have to understand an activity closely related to it-"interaction between bank and tax". "Bank-tax interaction" refers to the cooperation between the tax bureau, China Banking and Insurance Regulatory Commission and banking financial institutions to realize information exchange, break the information inequality between banks and enterprises, and help small and micro enterprises to convert tax credit into financing credit and obtain loans smoothly. Based on the implementation of "interaction between banks and taxes" in various provinces and cities, large and small tax loan products emerge one after another. They are characterized by no need for mortgage and guarantee, flexible repayment methods, and enterprises can borrow money only by relying on tax credits. The better the tax credit, the higher the loan amount and the greater the success rate. 1. The basic requirement is that enterprises must be legal and compliant small and micro enterprises. Basic documents and materials such as business license, tax registration certificate and articles of association must be available. There are also requirements for the business types of enterprises, and enterprises that produce high-pollution and high-energy products cannot apply for tax loans. Two. Operating conditions The enterprise is operating well and has the ability to repay the loan. Enterprises must operate for one to two years or even longer, and different banking products have different requirements. For example, Guiyang Bank's "tax source e-loan" requires enterprises to operate 1 year, while Bank of Communications' "Pratt & Whitney e-loan" requires enterprises to operate continuously for more than 2 years. 3. Credit status Enterprises need to pay taxes in good faith and operate according to law. Enterprises and their legal representatives shall not have bad credit records and no record of arrears, and shall not have illegal acts such as illegal punishment and unfavorable legal proceedings.
3. How to inquire about ICBC's micro-e-loan?
Users of small and micro businesses who need to inquire about ICBC's small and micro e-loans can directly log in to the China Industrial and Commercial Bank APP and search for small and micro e-loans on the webpage, so that they can inquire about the relevant information of small and micro e-loans of merchants at any time, including loan approval progress, loan interest rate, loan amount and repayment plan.
If customers have any questions, they can also call ICBC customer service number 95588 for consultation at any time 24 hours, or go to the local sub-center for on-site inquiry.
4. What is the general limit of ICBC's micro-E loan?
The maximum amount can be
ICBC's micro-e-loan is a kind of network, including operating fast loans and online loans. Operating fast loans is a loan business that provides online account opening loans, tax loans and settlement loans for qualified small and micro enterprise owners, signs a revolving loan contract with borrowers online at one time, borrows money within the amount and validity period agreed in the contract, and allows borrowers to withdraw money in installments, return them one by one and recycle them. Among them, it is divided into ordinary personal online loans and e-to-fast loans.