Let's go Yi Rong housekeeper is a formal and legal loan platform. According to national regulations, the loan information of the loan platform will be uploaded to the credit information. If the borrower repays the loan on time, it will not leave any bad record on the credit report, but will accumulate good credit for the individual. If the borrower fails to repay the loan, the overdue record will be uploaded to the credit information center, and personal credit information will be affected.