If necessary, the original and photocopy of the ID card, the loan account and 3 originals of the prepayment receipt of% or more.

profit and loss statement

Materials and related

Asset certificate

Wait a minute. (including

Payroll

、

individual income tax

Tax bill, income certificate issued by the unit, bank deposit certificate

Second, does the housing agency need my ID card and household registration book to be safe?

Buying a house, going to the bank to apply for a loan, applying for online signing, bank transfer, house transfer, transaction tax declaration and many other links require ID cards, household registration books and marriage certificates. The agency checks the documents and collects copies, and the original will be returned to the buyer himself. When signing the contract, the intermediary company will also copy the relevant documents for the record, and will not directly accept the original ID card and household registration book. If the intermediary wants to accept the original, it is definitely not safe.

Third, do housing loan intermediaries need to collect household registration ID cards?

Loans must meet the conditions before they can be issued. Conditions for loan processing:

1, a citizen of China, with a permanent residence in China and a permanent residence in the local town, with full capacity for civil conduct, 18-65 years old;

2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;

3. Abide by laws and regulations, and have no illegal acts and bad credit records;

4. The purpose of the loan is clear, in line with state regulations, and relevant certificates can be provided;

5. Other conditions stipulated by the bank.