Unless the husband and wife agree before marriage, the property acquired during the marriage relationship and the pre-marital property shall be owned separately, jointly or partly or partly. If there is no agreement, the personal loan obtained during the marriage relationship belongs to the common property.

the marriage law of the people's republic of china

Article 17 The following property acquired by husband and wife during the marriage relationship shall be jointly owned by husband and wife:

(1) Wages and bonuses;

(2) Income from production and operation;

(3) Income from intellectual property rights;

(4) Inherited or donated property, except as provided for in Item 3 of Article 18 of this Law;

(5) Other property that should be jointly owned.

(6) Husband and wife have equal rights in dealing with common property.

Article 19 A husband and wife may agree that the property acquired during the marriage relationship and the pre-marital property shall be owned separately, jointly or partly separately and partly jointly. The agreement shall be in writing. Where there is no agreement or the agreement is unclear, the provisions of Articles 17 and 18 of this Law shall apply.

The agreement between husband and wife on the property acquired during the marriage relationship and the property before marriage is binding on both parties.

The husband and wife agreed that the property acquired during the existence of the marriage relationship should be owned by each other. If the third party knows the agreement, it should pay off all the property owned by the husband and wife.