Enterprise loan platforms include the following:

1, Ping An Pratt & Whitney: The loan platform of China Ping An Collection is rich in loan products, mainly providing mortgage loans and credit loans, with a maximum loan of 300,000 yuan.

2. CreditEase Huimin: CreditEase's loan platform provides mortgage and credit loan services, and individuals can borrow up to 200,000 yuan.

3. Paipai Loan: Paipai Loan is a listed company that provides various loan services such as micro-loans and credit loans. The initial loan amount is 500,000-30,000 yuan, and then the maximum loan amount is 200,000 yuan.

4. Jiufu: Jiufu is an integrated service platform for Internet finance. It owns a variety of loan products such as Jiufu Wanka, Jiufu Chaoneng, Jiufu Chaoneng and Jiufu Dingdang. The maximum loan amount can reach hundreds of thousands.

Enterprise loan platforms include the following:

1, Ping An Pratt & Whitney: The loan platform of China Ping An Collection is rich in loan products, mainly providing mortgage loans and credit loans, with a maximum loan of 300,000 yuan.

2. CreditEase Huimin: CreditEase's loan platform provides mortgage and credit loan services, and individuals can borrow up to 200,000 yuan.

3. Paipai Loan: Paipai Loan is a listed company that provides various loan services such as micro-loans and credit loans. The initial loan amount is 500,000-30,000 yuan, and then the maximum loan amount is 200,000 yuan.

4. Jiufu: Jiufu is an integrated service platform for Internet finance. It owns a variety of loan products such as Jiufu Wanka, Jiufu Chaoneng, Jiufu Chaoneng and Jiufu Dingdang. The maximum loan amount can reach hundreds of thousands.

What are the top ten formal lending platforms?

The official online lending platforms of 10 recognized by the state mainly include: Youhuahua, Jingdong Finance, Suning Finance, Ping An Hewlett-Packard, Micro-loan, Credit Loan, Xiaomi Loan, Zhongyuan Consumer Finance, Meituan Life Consumption and Zhaolian Good Term Loan.

The following is a brief introduction to the licensed financial background of Bian Xiao based on the platform.

1. Money to spend: Xiaoman Financial's credit products are formal and reliable lending platforms, among which Iman Loan provides borrowers with a maximum loan amount of 200,000, with a daily interest rate of 0.02%-0.065%. The better the credit, the lower the loan interest rate, and the service life is generally 12 months.

2. Credit loan

The loan was renamed as a credit loan, and the safety index was relatively high. At present, as long as it can meet the sesame credit score of more than 600. The loan amount that can be applied for ranges from1000-300,000 yuan.

If there is demand, it is recommended that you spend less than full, that is, the original Baidu Finance, 20 18 split, to achieve independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support.

In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision.

What companies are there in the formal loan platform?

Formal online lending platform:

1. pleasant loan was launched by creditease company in 20 12 and listed on the new York stock exchange in 20 15.

2. Renren Loan, a loan platform owned by Xinyoujinfu, was established on 20 10 and is one of the earliest online lending platforms in China.

3. China Ping An's platform, lufax, was established in Shanghai on September 20 1 1, and was supported by the Shanghai Municipal Government.

4. Paipai Loan was established in June 2007 and listed on NYSE on 20 17. It is the first online lending platform in China.

What is online lending? In fact, as the name implies, online lending is online lending. For example, if you borrow money from him on an application, then this is an online loan. And like the flower beds used by many people, these are collectively called online loans. Online lending is online lending. Online lending is actually borrowing money online and lending it to others, commonly known as online lending, but some online lending is safe. It is also a formal channel, and some online loans are informal channels, just like a quilt. These are all formal channels, and the interest is relatively low. So if you borrow money from others online, which is also called online loan, then this kind of online loan is more dangerous, and online loan is also an informal online loan.

I borrow money purposefully and regularly. For example, if I use normal loans and repay them normally, then I think this online loan is a normal thing, but you borrow money from major platforms and those informal platforms. Then this kind of online loan is particularly dangerous, which may lead to the ruin of your family and the next debt. What about things like this? It also happens from time to time If you borrow money blindly, you will owe online loans, which will lead to family destruction. Because some of them are irregular, the interest on online loans is particularly high, and finally you can't afford this price. It's simple.

What are the safe loan platforms?

Reliable loan platforms include Yin Bei Consumer E-Point Loan, Flower Borrowing, Jacquard, Flower Appreciation, Doudou Money, Money Flower, Ant Lending, Weizhong Bank Micro-Loan, JD.COM Gold Bar, etc.

Reliable loan platform

1, Yin Bei Consumer E-point Loan: This product was launched by Yin Bei Consumer Finance Platform, and it is a credit information product. The credit line is between 1, 000-50,000 yuan, and the loan period is 3- 12 months. Remember to pay back on time, otherwise your personal credit will be affected.

2. Borrowing flowers: loan products under Ctrip Finance, with a credit line of 500,000-200,000 and a loan term of 1- 12 months. The application conditions are: Chinese mainland residents aged 22-55, who can submit basic information such as ID cards when applying.

3. Withdrawal: Zhongyuan consumer finance loan product, with a credit line of 1 0,000-200,000 and a loan term of1-0/2 months. The application conditions are: 18-55 years old, with good credit information and no criminal record.

If there is a state to imitate the demand, recommend Xiaoman Finance under Baidu Finance. The company operates normally under license in Chongqing, industrial and commercial registration, and provides services in cooperation with licensed financial institutions such as regular banks and consumer finance companies.

Interest expense is open and transparent, and there is no hidden charge. The minimum daily interest rate is 0.02%, and the annualized interest rate is 7.2%. The maximum amount is 200,000, and it will be received in 3 minutes at the earliest. The actual interest rate is determined by the system according to the comprehensive situation of users, and the pricing is differentiated.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

In order to provide better services, the borrowing funds mainly come from licensed financial institutions such as regular banks, companies and consumer finance companies, such as China Agricultural Bank, Postal Savings Bank, China Everbright Bank, Minsheng Bank, Huaxia Bank, Bohai Bank, Bank of Beijing, Bank of Guangzhou, China Post Consumer Finance and Yin Bei Consumer Finance.

4, entitled flowers: unsecured credit loans, the fastest 10 minutes can be received. The credit line is between 30 million and 200,000, and the loan period is 6- 12 months. The application conditions require users to be 22-55 years old and have full capacity for civil conduct. Required information: ID card, mobile phone number and savings card binding.

5. Doudou Money: The user is required to be 20-50 years old, and his mobile phone number in the real-name registration system has been used for 5 months, with a credit line of 30,000-50,000 yuan and a term of 3-24 months.

What are the formal lending platforms?

A simple and reliable loan platform, and the loan platforms that are easier to pass are:

(1) Zhaolian Good Term Loan: For the credit products under Zhaolian Finance, it is best to apply online and review online, as long as the users have good credit and certain repayment ability.

(2) Ease Flower: The application threshold for Ease Flower is not high, and it is relatively easy to pass as long as it meets the basic loan conditions.

(3) Borrowing: As long as there is an application entrance and quota, borrowing can basically guarantee the success of the next payment.

(4) Micro-loan: You need to check the credit limit in advance, and users with good credit have a high pass rate.

(5)360 IOUs: pure credit loan products can be applied if their age meets the requirements and their credit information meets the requirements.

Before, I also needed business turnover. I used several products. The first time I applied for a small amount of money (formerly Baidu Finance), it was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.

Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.

Spend a little money-pay special attention if you have money:

1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.

2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.

After the third installment, you can choose to settle in advance, as long as it takes a long time, and it doesn't cost us anything to pay interest. Make sure to mention it first.

First, the conditions that should be paid attention to in bank loans are:

(1) The applicant is at least 18 years old and has full capacity for civil conduct;

(2) The applicant has good credit;

(3) The applicant has a valid marriage certificate, divorce certificate and single certificate;

(4) Having a legal and valid household registration certificate or a valid residence certificate;

(5) Have a good willingness to repay, and have the ability to repay the loan principal and interest in full and on time.

Second, the loan risk.

(1) The agreed interest is seriously inconsistent with the actual interest. Because you signed the contract before the loan, but after the loan, you found that the actual interest was much higher than the agreed interest.

(2) The company that handled the mortgage loan closed down, the deposit and the real estate license could not be recovered, and the mortgage registration could not be revoked, which made it impossible to buy or sell real estate and make loans.

(3) The agreed interest rate is very low, but there are many other expenses (such as deposits and handling fees).

(4) Find a private person to handle the loan, and the money has been paid off after the maturity, and the lender does not cooperate with the cancellation of mortgage registration, or requires additional fees.

(5) Many "dirty" companies want your house, not profit.

Third, because of the so-called low risk and high profit, many private mortgage loans are now handled by many lending institutions. If there are more institutions, the market will be chaotic, and various problems will emerge one after another, and there will be many routines. Is private loans really not suitable for loans? No, after all, not everyone who needs funds can borrow money from the bank. Private loan companies have solved the problem that many enterprises and individuals urgently need money.

What are the top ten conscience loan platforms?

Official guarantee platform with low loan interest:

1, 360 to borrow money

A pure credit mobile phone loan under 360 Finance, 360 began to set foot in the financial industry in recent years. The feature of this small loan APP is that the next payment is very fast. If you need money badly, you are right to choose this product. However, the interest rate is high, and the cost should be calculated before applying.

2. Recruit good loans

Zhaolian Good Term Loan is a loan platform of Zhaolian Finance, with a quota of less than 200,000. You don't need to provide mortgage and guarantee, you can apply for sesame seeds. Zhaolian good-term loan has the dual background of China Unicom and China Merchants Bank, and its reliability is still very high.

If there is demand, it is recommended that you spend less than full, that is, the original Baidu Finance, 20 18 split, to achieve independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support.

In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision.

There are licensed small loans in the market, such as Du Xiaoman, Zhong 'an Small Loan, 360 IOU, Pat Loan, Foreign Currency Pot, Provincial Loan, Micro Loan, Lending Treasure, Staging Music, Banyan Tree Loan, Jingdong Finance, Ping An Pratt & Whitney, Mashan Finance and its bank small loan products. I have used several products in business turnover before. In fact, small loan platforms have internal application entrances, with low interest and convenient payment. Share it with those in need and scan the QR code below to enter!

Use Baidu's artificial intelligence and big data risk control technology to encrypt, monitor and protect personal information. Every loan must verify the password and other verification items, and it can only be lent to the bank card in the lender's own name, so you can use it with confidence.

3.JD.COM gold bars

A product with the same name as Bai Jie is a cash loan service customized by Jingdong Finance for users, but not everyone has it. Only after passing the system evaluation can they apply. If they are not eligible to apply, the page will display "unable to provide services for you".

Everyone is short of money sometimes. If you need money urgently, you can get loans in the following ways: apply for online loans to borrow money: most online loans are credit loans, and there is no need for guarantees and collateral, such as borrowing money, micro-loans and JD.COM gold bars. After the application is successful, the next payment is made very quickly, and usually the money can be borrowed on the same day.