What are the policies for purchasing houses in Huadu?
Huadu District belongs to Guangzhou restricted area, so foreigners who want to buy a house in Guangzhou restricted area need to meet one of the following conditions: Guangzhou hukou (including unit collective hukou and school collective hukou); Have social security and tax payment in Guangzhou for five consecutive years; In non-restricted areas (Zengcheng and Conghua), the above conditions are not needed.
What factors should I consider when buying a house?
1, pay attention to the estimation.
Before buying real estate, everyone should first make a correct estimate of their own funds to see if they are sufficient, how much they have and whether they need to apply for loans.
If you want to apply for a loan, you must first understand the current bank interest rate, calculate the interest payable, and on this basis, judge how profitable it is to buy a house with a loan. If the loss outweighs the gain, give up immediately.
2. Arrange expenses reasonably
Lenders must be careful not to use all their savings to borrow money. Of course, personal liabilities cannot exceed 50% of personal total assets, otherwise the safety of family assets will be threatened.
Therefore, it is very important to arrange expenses reasonably, because only by arranging expenses reasonably can we ensure that families can repay their loans on time and have appropriate funds for other plans without affecting their living expenses.
3. Pay attention to policy
In many cities, the price of real estate and the qualification of buying houses are closely related to the national macro-policies and local economic and real estate policies. If you choose to buy a house in a different place, you should further understand the relevant national and local policies, including the national real estate policy and the positioning of these areas, as well as the special provisions of some places on buying a house in a different place, so as to be aware of it.
What I have introduced to you above is what Huadu's housing purchase policy is and what factors should be considered when buying a house. After reading them, you should have understood the relevant matters. There are many policies about buying a house, but they should be combined with their own actual situation. After all, local people and foreigners have different conditions for buying houses. When buying a house, we should also consider the price-performance ratio of the house and the future appreciation space.