The house transaction between husband and wife in Tianjin can be mortgaged. Handling mortgage loans requires the borrower to have good credit, a stable occupation and income, be able to pay the down payment of not less than 50% of the defense evaluation price after the full purchase price, and agree to use the purchased house or assets recognized by the loan bank as collateral.

Legal objectivity:

Article 595 of the Civil Code of People's Republic of China (PRC) is a sales contract in which the seller transfers the ownership of the subject matter to the buyer and the buyer pays the price.