How many houses a person can buy depends on whether the area where you live has been restricted, and what is the specific restriction policy.

Second, how many houses can a personal loan buy?

Three sets.

3. Can one person buy two suites?

As long as the local purchase is not limited, it can meet the purchase conditions.

1. You can't mortgage two sets at the same time, so you can only mortgage one set at most. A set of deed tax that must be paid in one lump sum shall be collected separately according to the first set and the second set.

2. However, if it is a local purchase restriction, for example, if you are single, Shanghai and other cities are restricted to one set, local families are restricted to two sets, and foreign families are restricted to one set. Therefore, it is necessary to combine local policies to see if this operation can be realized.

3. If you buy a house with a loan, the down payment for the second house is 40%, and the loan interest rate is 1. 1 times the original. If you pay in one lump sum, no matter how many sets you buy in the name of one person, the tax is the same.

Extended data:

There are "three points for attention" in using provident fund to buy a house.

First, the provident fund cannot be directly used as a down payment for buying a house. If citizens want to buy a house through housing provident fund loans, they need to spend first and then withdraw, that is, pay the down payment first, and then bring their ID cards and household registration books. If you are married, you need to provide proof materials such as marriage certificate, and go to the local housing provident fund management center to extract the storage balance in the provident fund.

Second, the total withdrawal from the provident fund cannot exceed the total house payment. For example, a citizen bought a house with a loan with a total price of 200,000 yuan, but his provident fund balance was 300,000 yuan, so he could only withdraw 200,000 yuan, and the remaining 6,543,800 yuan could not be withdrawn.

Provident fund loans in some cities reached 600,000. For example, Xi 'an can reach 700,000 in special circumstances, such as Chengdu and Guangzhou.

Third, after the provident fund loan is settled, you can use the provident fund to buy a house. Whether the provident fund loan is made before marriage or after marriage, one of the husband and wife has made a provident fund loan, which will be recorded in the provident fund center system. Before the last loan is paid off, the husband and wife can no longer use the provident fund loan to buy a second suite.

However, the first home provident fund loan has been settled, and if both husband and wife use the provident fund loan to buy a house again, it is still regarded as the first time to buy a house, which is not restricted by the second home policy.