The materials to be submitted for mortgage loan of real estate license of postal bank include work certificate, real estate license, loan application, loan purpose description, bank flow in the last six months, etc. Personal credit information must be good when handling loans. If the personal credit information is poor, the bank will refuse when handling the loan.
The Postal Bank will evaluate the real estate when handling the mortgage loan of real estate license. After passing the evaluation, the bank will approve the loan amount for the borrower, and the borrower can borrow within the specified amount. If the amount given by the bank is insufficient, the loan amount can be reduced at this time, so as to handle the loan smoothly.
Users can consult different banks when handling loans, so that they can know the loan interest rates given by different banks, and then choose the bank with low loan interest rate. If the borrower's loan amount is not much, it is best to borrow money from friends around him at this time, so as to avoid interest expenses.