I can do it myself, but the money is not as much as the intermediary said. Generally, it is around 1000. Find a guarantee company. It is not expensive to do it yourself, but it is not a common trouble to do it yourself, especially the provident fund loan! Intermediaries have long-term cooperation with fixed guarantee companies and will only help you from the speed of the next payment or the case itself. Just make up the difference appropriately. If you buy a house, don't care. If you borrow money yourself, what will you do if something goes wrong and the owner comes to you and asks for money?
2. Is there a guarantee fee for the Nanjing Provident Fund loan? How much will it cost?
Nanjing provident fund loan procedures do not require a guarantee fee. ?
1. The annual interest rate of provident fund loans 1-5 is 4.59%, and it is 5.04% in 6-30 years. The maximum amount of provident fund loans was adjusted from July this year 1 from 400,000 to 600,000. The longest loan period is 30 years.
Two, provident fund loans according to the lender's monthly unit deposit and deposit ratio calculation. (Because the deposit amount and deposit ratio directly reflect the salary and repayment ability.
3. Does Nanjing Provident Fund loan procedure require a guarantee fee?
I can do it myself, but the money is not as much as the intermediary said. Generally, it is around 1000. Find a guarantee company. It is not expensive to do it yourself, but it is not a common trouble to do it yourself, especially the provident fund loan! Intermediaries have long-term cooperation with fixed guarantee companies and will only help you from the speed of the next payment or the case itself. Just make up the difference appropriately. If you buy a house, don't care. If you borrow money yourself, what will you do if something goes wrong and the owner comes to you and asks for money?