Application steps
1, apply for car loan. After the applicant is optimistic about the vehicle to be purchased, he/she needs to fill in the Application Form for Automobile Consumption Loan and the Investigation Form for Credit Information, and submit them to the loan bank together with relevant certificates of personal situation.
2. After receiving the application, the bank will conduct pre-loan investigation and approval.
3. The bank shall notify the borrower to fill in various forms, as well as loan contract, guarantee contract and mortgage contract, and go through the formalities of mortgage registration and insurance.
4. Banks issue loans
5. The borrower pays the down payment to the car dealer, and handles the car pick-up formalities with the passbook and the car pick-up note issued by the bank.
In the process of applying for personal automobile consumption loan, the applicant needs a copy of ID card, household registration book, marriage certificate, income certificate, bank statement, real estate license and so on.
2. Where can I get a quick personal loan in Ningbo?
If you want a loan, come to Zhongan Xinye. Our company has a branch in Ningbo. Address: Room B 1 102, Yi Yin Global Center, No.42 Yaohang Street, Haishu District, Ningbo Contact: 057487239533
3. Can Wenzhou collective real estate license handle mortgage loan?
No way! You need a commercial house with three certificates to apply for collective property mortgage! = = = However, specific local banks may have different policies. You can call the local bank to ask.
4. Where can I get a personal loan in Ningbo?
There are three main channels for local personal loans in Ningbo: banks, other financial institutions and non-governmental organizations.
Which channel to choose according to the customer's own situation. You can go to Ningbo to borrow official website, and 360 search for "low interest loan-Ningbo loan"