1. Macroeconomic environment: The total amount of loans is affected by the macroeconomic environment, such as national monetary policy, interest rate level and economic growth rate. Therefore, it is one of the important aspects to analyze the influence of macroeconomic environment on the total amount of loans.
2. Industry trend: There may be differences in the total amount of loans in different industries, so analyzing the trends and changes of the total amount of loans in different industries is one of the important aspects of the total amount of loans analysis. For example, the total amount of loans in the real estate industry may be affected by policy regulation, while the total amount of loans in the manufacturing industry may be affected by market demand and competition.
3. Loan policies of financial institutions: There may be differences in loan policies of different financial institutions, such as loan interest rate, loan term and loan amount. Therefore, analyzing the influence of different financial institutions' loan policies on the total loan amount is also one of the important aspects of the total loan amount analysis.
4. Corporate loan demand: Corporate loan demand is one of the important factors affecting the total amount of loans. Therefore, analyzing the loan demand and trend of enterprises of different types and sizes is helpful to effectively predict the change of total loan amount.
5. Market competition: Financial market competition is also one of the important factors affecting the total amount of loans. Therefore, analyzing the market share, loan interest rate and loan product characteristics of various financial institutions is helpful to evaluate the influence of market competition on the total loan amount.