Legal analysis: Although the loan was made by one person during the marriage, it belongs to family loan in legal aspect. If the loan has not been settled at the time of divorce, there must be relevant restrictions on the loan, such as who will pay it back and how. Divorce refers to the act of dissolving the marriage relationship in accordance with the conditions and procedures prescribed by law during the existence of husband and wife. Divorce means the end of the relationship between husband and wife, which will bring about changes in property relations and child support relations.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1087 At the time of divorce, the property of husband and wife shall be handled by mutual agreement; If the agreement fails, the people's court shall make a judgment based on the specific circumstances of the property and the principle of taking care of the rights and interests of the children, the woman and the innocent party.

Article 1089 At the time of divorce, husband and wife shall jointly pay off their debts. * * * If the same property is not paid off or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment.