1. Can the property ownership certificate be loaned in 221?

the real estate license can be loaned, generally only 5%.

second, can I ask if I can apply for a provident fund loan with a real estate license?

it shouldn't matter if the house photo and land certificate are not completed, as long as you have enough collateral, the house photo and land certificate can be directly completed after you buy them. Room? Or is there no room photo in the relocated house? It is still prudent for people to move back to the house, so you need to go to the local real estate bureau to find out. If it is the latter, you can go to the building unit to go through the formalities of renaming, and let him give you a purchase contract, and then it will be ok, so that you can save the cost of transferring the house after taking photos.

Third, can I apply for a loan with a real estate license?

Only a real estate license bank will not accept mortgage loans, and applying for a house mortgage loan requires personal identity and land certificate materials.

1. materials for applying for housing mortgage loan

1. real estate license (real estate license and land certificate must be mortgaged to the bank in housing mortgage bank loan)

2. identity card of the obligee and spouse

3. household registration book of the obligee and spouse

4. income certificate (this certificate has a great influence on the success of housing mortgage bank loan and the maximum amount. Please provide birth certificate

6. If there is bank loan in the property, please provide the original loan contract and the last bank statement

7. In order to improve the pass rate of house mortgage loan, please provide as many other family property certificates as possible (such as another real estate license, stocks, funds, cash passbook, vehicle driving license, etc.)

2. Conditions for applying for house mortgage loan

1. Have the ability to repay the principal and interest of the loan, have no bad credit record

3, have a legal and valid house purchase contract

4. If the newly purchased house is used as the maximum mortgage, it must have a legal and valid house purchase contract, the house age is less than 1 years, and a down payment of not less than 3% of the total price of the purchased house has been prepared or paid

5. If the house mortgage loan has been purchased and handled, the original house mortgage loan has been repaid for more than one year. And the mortgaged house has obtained the house ownership certificate, the age of the house is less than 1 years

6, and it can provide effective guarantee recognized by the lending bank

Extended information:

1. The process of applying for a house mortgage loan

1. The lender entrusts the company to handle the loan procedures and submit the corresponding materials required for the loan

2. Sign loan contracts and various agreements, and handle notarization, insurance and other formalities

4, bank approval

5, real estate bureau for mortgage registration, handle other rights certificates

6, bank confirmation, loan issuance

2, housing mortgage loan amount

1, the mortgage rate of commercial housing can reach 7%

2, office buildings and