According to the relevant provisions of our country's laws, when a loan contract dispute arises, it is generally under the jurisdiction of the People's Court of the place where the defendant is domiciled. Of course, it can also be under the jurisdiction of the People's Court of the place where the contract is performed. If the place of performance is specified in the loan contract, disputes between the parties shall be under the jurisdiction of the court at the place of performance; if the place of performance is not expressly stipulated in the loan contract, unless otherwise agreed by the parties, the location of the lender shall be determined as the place of performance of the contract.

1. Where to sue for loan contract disputes? Loan contract disputes can be sued at the people's court where the defendant is domiciled or the court where the contract is performed. Article 24 of the Civil Procedure Law stipulates that litigation arising from contract disputes shall be under the jurisdiction of the people's court of the place where the defendant is domiciled or where the contract is performed. Article 18 of the "Interpretation of the Supreme People's Court on the Application of the Civil Procedure Law of the People's Republic of China" stipulates that if a contract stipulates a place of performance, the agreed place of performance shall be the place of performance of the contract. If the contract does not stipulate the place of performance or the stipulation is unclear. If the subject matter of the dispute is the payment of currency, the location of the party receiving the currency shall be the place of performance of the contract; if the location of the real estate is delivered, the location of the real estate shall be the place of performance of the contract; for other subjects, the location of the party performing the obligation shall be the place of performance of the contract. For a contract that is settled immediately, the place where the transaction occurs is the place where the contract is performed. If the contract is not actually performed and the domicile of both parties is not at the place of performance stipulated in the contract, the People's Court at the place of the defendant's domicile shall have jurisdiction.

II. Issues that should be paid attention to when resolving loan contract disputes 1. Choose an appropriate method to resolve disputes. When a dispute arises in a loan contract, both parties should first negotiate and resolve it in a timely manner. Because settlement through negotiation is conducive to maintaining the feelings of both parties and conducive to continued cooperation in the future, and settlement through negotiation is simple, fast, less expensive, and easy to implement, it is a commonly used method. If the parties fail to reach an agreement through negotiation, either party may apply to the contract management agency for mediation or arbitration, or may directly file a lawsuit with the People's Court. When using litigation to resolve disputes, the court must hear the case promptly and correctly and resolve the dispute without procrastination, so as to reduce the economic losses of both parties and safeguard the interests of the country, society and individual citizens. 2. Pay attention to the time limit for resolving disputes in the loan contract. The rights and obligations of both parties stipulated in the loan contract should be performed within a certain period of time. When disputes arise in the loan contract, they should also be resolved in a timely manner. According to the provisions of the Civil Procedure Law, there is a certain time limit for resolving disputes over loan contracts. The period shall be governed by the provisions of the Civil Code on the general statute of limitations, that is, if a person does not request the court to protect his civil rights within three years from the date he knew or should have known that his rights had been infringed, the People's Court will not protect his rights. Therefore, parties to a contract, especially lenders, must resolve disputes in a timely manner after a dispute arises in a loan contract, and do not exceed the statute of limitations and lose their right to win the lawsuit, thereby suffering economic losses. 3. Hire a legal advisor to help you resolve disputes. After a dispute arises in a loan contract, the parties to the contract can hire a lawyer to participate in dispute resolution and provide you with advice. Because lawyers are the country’s legal workers and are proficient in the law, hiring them as your legal advisor can better safeguard your legal rights and interests. 4. In the guaranteed loan contract, it should be noted that if the guarantee entity is merged or split, the parties after the change shall bear or respectively bear the obligation to perform the loan contract and enjoy the rights they deserve. If there are two or more guarantee entities, the proportion of liability will be determined based on the amount of the guaranteed loan, and there should be no mutual evasion or irresponsibility. 5. When a dispute arises in a loan contract, it must be resolved through legal channels instead of using illegal means. If the lender deducts other people's loans without investigation, and the borrower delays repayment or refuses to repay, doing so will only bring greater economic losses. You should know that disputes over loan contracts occur very frequently. It is more common that the borrower fails to repay the money when it is due, or that the two parties have a dispute over the interest rate on the loan. When actually handling such disputes, the method adopted is a matter of opinion. But it has to be said that with the general improvement of people's legal awareness, more and more loan contract disputes are resolved through judicial channels.