After the application, Gome e-card display system is reviewing the lender qualification. Generally speaking, if the loan application is not received within a few seconds after submission, it is basically difficult to pass the examination. Therefore, after waiting for the loan for 3 days, Gome Easy Card refused the loan application if it could not lend normally.
Reasons why Gome Easy Card did not lend money:
1.JD.COM or Taobao authentication has not been completed.
2. The loan amount of this period has been used up.
3. The audit was postponed.
Gome Easy Card is a consumption staging platform under Gome Finance. After the user applies for a loan on Gome Easy Card, the system will review it for a period of time, and then decide whether to approve the loan according to the review results. Gome Yika said that the system is still under review, and it is naturally possible to be rejected.
As long as the system finds that the borrower does not meet the requirements or has other problems during the audit, it will generally not lend money. However, if there is no abnormality in the system audit and the borrower does meet the loan conditions, it will usually pass the audit and lend smoothly.
After the audit results come out, the system will inform the customer immediately, and generally the loan will be released immediately after the audit is passed. Therefore, customers can pay more attention to message notification. After receiving the approved information, they just need to wait patiently for the loan to arrive. If the review time is too long, customers can go to official website and APP to check the review progress; Or call customer service directly and ask the staff of Gome Easy Card to see what is going on.
Gome Easy Card is a consumption staging platform under Gome Finance. At present, there are two loan models: credit card loan and provident fund loan.
The system shows that the lender's qualification is under loan review. Generally speaking, the application is not received immediately after submission, which shows that it is difficult to pass the examination in the loan. If there is no loan after three days, it means that the loan has been rejected.
Gome Easy Card shows that there are three reasons for lending: First, the verification of JD.COM or Taobao has not been completed; Second, the loan amount has been used up during that time; Third, the audit was delayed.