The longest period of state subsidy shall not exceed four years after the borrower graduates (the handling bank decides the loan period according to the loan time). Whether to postpone the loan shall be negotiated by the lender and the borrower. If the loan student continues to pursue a postgraduate or second degree after graduation, the loan period will be extended accordingly during the study period, and the loan interest will be paid off within four years after graduation. The handling bank decides the loan term according to the student's application.
The repayment time starts from the first year after graduation at the latest. Interest on loans borrowed by students should be repaid within four years after graduation.
Repayment method
(1) Repayment in one lump sum or in installments before graduation.
(3) After graduation, students observe their own activity funds to repay loans.
(3) After the expiration of postgraduate training, the company will gradually deduct it from the salary within 2~5 years.
(3) Depending on their work performance, the unit where the graduates work decides to reduce the prepayment loan.
(3) If the borrower is expelled from the school, ordered to drop out of school or voluntarily drops out of school in violation of national laws and school discipline, the student guardian shall be responsible for repaying all the loans.