1. Individual industrial and commercial households and individuals should have stable business or work income.
2. The enterprise must be established according to law, and there is no illegal record in its business activities. The validity period of the business license is required to be within the loan period.
3. Individuals and enterprises must have a good credit record, and have no bad credit record or a good credit record with a grade of not less than C. ..
4. Possessing collateral or guarantee consistent with the loan amount.
5. The lender must be at least 18 years old and can provide valid certificates.
Please note that the above is only the basic situation, and the specific situation may vary by region and lending institution. Before applying for a loan, please make sure that you meet the relevant conditions and fully understand the interest rate, repayment method, handling fee and other related contents of the loan product.
Moerlong has deep cooperation with hundreds of banks, small loan companies, consumer finance companies and other financial institutions, integrating its loan products into thousands, and providing unsecured credit loans, real estate mortgage loans and automobile mortgage consulting services for small and micro business owners, individual industrial and commercial households, working-class people and freelancers who need funds.