According to the provisions of the Notice of the People's Bank of China, the Ministry of Finance and the Ministry of Labor and Social Security on Perfecting the Policy of Small Guaranteed Loans: "Laid-off and unemployed workers with a Re-employment Concession Card and retired soldiers in cities and towns with valid certificates of military discharge from active service can apply for small secured loans from banks according to regulations.
The basic conditions for veterans to apply for loans:
1. Have a local account at the location of the loan bank and have not been resettled;
2. Have the will to start a business.
Veterans who meet the above two conditions can enjoy the policy of applying for repeated loans and government interest subsidies if they start micro-enterprises.
The specific approach is:
① Carry my retirement certificate;
② Checklist of enterprise information of retired soldiers;
(3) There are also personal ID cards and household registration books. ;
(4) Apply to the local government for appraisal;
(5) those who meet the requirements may apply to the local township government and the industrial and commercial department;
After applying, you can apply for a loan at the bank with all the supporting materials.
The policy of self-employed urban veterans
(1) Free business license and other documents;
(2) Free of industrial and commercial expenses and taxes within 2.3 years;
(3) Provide a small loan of 50,000 yuan, interest-free for 2 years;
(4) for those who have won the third class merit, the county will award 1000 yuan to support entrepreneurship, the second class merit will award 2,000 yuan, and the first class merit will award 3,000 yuan;
Engaged in construction, entertainment, advertising and other industries do not enjoy preferential policies.
6. Retired soldiers with rural hukou will not enjoy the above preferential policies for the time being.