1, the loan amount is increased to 600,000 yuan, and employees who have paid the housing provident fund for six months or more normally, continuously and in full can apply for housing provident fund loans. 2, housing provident fund loan limit from the original 500 thousand yuan to 600 thousand yuan, single workers housing provident fund loan limit from 400 thousand yuan to 500 thousand yuan. 3. The down payment ratio is reduced to 20%, and the down payment ratio of provincial housing provident fund loans is reduced from 30% to 20%.

Legal objectivity:

"Regulations on the Administration of Housing Provident Fund" Article 6 The deposit and loan interest rate of housing provident fund shall be proposed by the People's Bank of China, and submitted to the State Council for approval after consulting the construction administrative department of the State Council. Seventh the State Council municipal construction administrative departments in conjunction with the the State Council municipal finance department, the people's Bank of China to develop housing provident fund policy, and supervise the implementation. The construction administrative departments of the people's governments of provinces and autonomous regions shall, jointly with the financial departments at the same level and the branches of the People's Bank of China, be responsible for supervising the implementation of the regulations and policies on housing provident fund management within their respective administrative areas.