1. Personal pension account is used to register and manage personal identity information related to basic old-age insurance, and record the payment, investment, collection, deduction and payment of personal income tax of personal pension, which is the basis for the insured to participate in personal pension and enjoy preferential tax policies. The insured participating in individual pension should open an individual pension account in Ministry of Human Resources and Social Security Information Platform through qualified commercial bank channels, or national unified online service portals such as national social insurance service platform, national human resources and social security government service platform, electronic social security card, handheld 12333APP, etc.

2. As a special special fund account, the personal pension fund account is bound to the personal pension account to provide participants with services such as fund deposit, payment quota registration, personal pension product investment, personal pension payment, personal income tax payment, fund and related rights and interests information inquiry. Participants can choose a commercial bank that meets the requirements to open their only personal pension fund account.

(Answer time: 65438+February 2023 19)

The above contents are for your reference. Please refer to the actual business regulations.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.