When buying a house with a loan, if the customer has a bank flow and the flow is sufficient (not less than twice the monthly mortgage repayment), then the customer only needs to print out the bank flow sheet for nearly six months and give it to the bank (office workers can directly provide the income and expenditure details of the salary card). However, if customers don't have enough bank running water for the time being, they can take the method of self-storage running water. That is to say, deposit a sum of money into a bank card at a fixed time every month in the name of an individual, preferably a card issued by a bank interested in applying for a mortgage. Bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbook and bank card). According to the nature of the account, it is divided into personal running water and enterprise running water. Bank running water is a kind of proof material to prove the income of individuals or companies, and it is also a necessary material to apply for loans from banks. 1. How to dial 1 for bank flow? After you confirm the bank to which the passbook belongs, take your ID card and bank card and go to the nearest bank outlet to inquire. The staff will print it for you. 2. You can also bring your own card or passbook to the self-service inquiry machine at the business outlets to print it yourself. Self-service printing process: self-service inquiry machine-insert card or passbook-enter password-enter inquiry details page-historical details-enter required date for inquiry printing-inquiry printing. In addition, you can also query the bank flow in the following ways: 1. For users who have already started online banking, they can log in to online banking for inquiry. 2. For customers who have already started mobile online banking, they can also log in to the mobile terminal for inquiry. Note: If you need to prove the details of the bill, please apply for printing and have the teller stamp it in the bank. Don't throw away the bank memo after printing it to prevent personal (enterprise) account information from leaking. Second, the role of bank running water Bank running water is a kind of proof material to prove the income of individuals or companies, and it is a necessary material to apply for loans from banks. The way of bank inquiry is to go to the bank counter first, bring my ID card and bank card, and go to the nearby bank outlets for inquiry. Or online banking inquiry, as long as online banking is enabled, personal bills can be inquired through online banking. In addition, the self-service inquiry machine can also inquire. Users can bring their bank cards and ID cards to the self-service inquiry machine of the offline network of the bank and make inquiries according to the steps. You can also check through mobile banking. Users only need to open the online banking to download the bank APP, and after logging in, they can query the bank flow details.
Second, hello, how does the loan company check the bank flow?
It depends on what kind of loan you have and whether there is a third-party company guarantee (small loan). If there is, it depends on which company generally does not audit the electricity bill, as long as it does not audit the electricity bill. If it is a bank's direct business, it will generally review the running water.
Third, how do lending banks view income?
Going to a loan bank depends on your bank flow, which can prove your income.
Fourth, how to check other people's bank flow?
Hello, according to the relevant regulations of the bank, it is illegal to inquire about other people's bank cards without the authorization of the cardholder himself. In other words, anyone without the consent of the cardholder is running water.
With the consent of the cardholder, the inquirer can log in to the mobile banking (such as China Construction Bank) with the cardholder's account opening bank and mobile banking password, or directly inquire at the staff of the corresponding banking institution. For work reasons, you can go to the immediate family of the deceased with relevant private law documents, and you can make inquiries with other relevant documents such as the death certificate of the hospital and notarized documents of the notary office.
What is the function of expanding capital?
Bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbook and bank card). According to the nature of the account, it is divided into personal running water and enterprise running water.
Bank running water is a kind of proof material of the certificate situation and a necessary material when applying for a loan from a bank.
First, how to play the bank running water?
First, after you confirm the bank to which your bank card or passbook belongs, you can bring your ID card and bank card to the nearest corresponding bank outlet, and the staff will print it for you.
The bank card or passbook is printed by itself on the self-service inquiry machine of the business outlets. The process of self-service printing is as follows: self-service inquiry machine-card insertion or passbook-input password-input inquiry details page-historical details-input date required for inquiry printing-inquiry-type.
Third, users who have opened online banking (such as mobile online banking) can make inquiries. Operating environment: Taking construction as an example, the method of checking running water is: 1. Open it and click the "Query Balance" button above. 3. Enter the ID number, enter the correct password below, click the balance, and click the balance area. 5. Enter the account details page. 6. Select any position of the current savings entry line at the bottom of the page. 7 Deadline, you can see a month's election. 8. Select more filtering items. 9. Finish the OK button.
Matters needing attention
If it is necessary to prove the flow direction of the bill, let the printing teller affix the official seal of the bank. Secondly, print the bank running bill (enterprise) account information.
Second, the role of bank liquidity.
Bank running water is a personal proof or a kind of proof, and it is for banks.