How to deal with the training loan scam?
The deceived often organize litigation activities, report to the police, complain to the industrial and commercial bureau and the China Banking Regulatory Commission, and refuse to repay. If a loan contract and a training contract have been signed, it is very difficult to safeguard rights.
The lawyer said: when signing the contract, the trainees are adults and people with full capacity for civil conduct. The loan terms between students and lending institutions are legal and effective. Even if the training institution does not have the training qualification, it will not directly invalidate the training contract, and the student loan still needs to be repaid on schedule according to the contract.
How to protect the rights of training loan scam?
First, provide evidence that can prove fraud, coercion and major misunderstanding.
Two, complain to the consumer association, complain to the industrial and commercial departments, or bring a lawsuit.
3. If the training institution runs away and fails to fulfill its training obligations, the training institution may be suspected of contract fraud, and the trainees may report the case to the public security department, and of course they may also complain to the Consumers Association and the industrial and commercial department.
It is worth noting that even if the training contract is passively terminated or dissolved, the loan contract between the trainees and the lending institution is still legal and valid. Unless the loan contract is terminated at the same time as the training contract, the loan principal and interest still need to be repaid according to the contract.
Therefore, we must carefully identify which companies provide training loans with ulterior motives. I hope reading the whole article can help you solve the problem of dealing with training loans.