Internet financial platforms corresponding to different fields are also different, mainly divided into
1. Internet financial services Internet financial platform
Including asset management and insurance. On these platforms, customers can inquire, understand and purchase various wealth management and insurance products through the network. Compared with the original offline purchase, online financial management and insurance are more convenient and transparent, the threshold is relatively lower, and different product combinations can be provided in time according to the individual needs of customers.
2. Crowdfunding Internet financial platform
Roll call time is currently the largest financing website in China. With ideas, such as new products, independent films and creative designs, you can start projects on financing websites such as naming time, set target amount, end time and return, and seek financial support from netizens. Netizens can support the projects they are interested in through the website and help the project sponsors realize their dreams. At present, the rate of return of roll call time projects is physical or media content, such as project products, publications, video or music playing or downloading.
3.P2P Internet financial platform
Peer-to-peer microfinance is a personal-to-personal direct loan model. At present, there are loans and loans on domestic P2P financing platforms. Through the P2P network loan platform, borrowers can directly publish loan information. After knowing each other's identity information and credit information, borrowers can directly sign loan contracts with borrowers, provide small loans, keep abreast of borrowers' repayment progress, and get a return on investment.
4. Internet financial platform for third-party payment
Third-party payment includes online payment companies such as Alipay and Tenpay, as well as financial payment companies such as Express and Tianxia. Through the third-party payment platform, after purchasing goods, the buyer pays for the goods with the account provided by the third-party platform, and the third party notifies the seller to deliver the goods. After inspection, the buyer can notify the seller to pay, and the third party will transfer the goods to the seller's account.
At present, Internet financial platforms mainly include third-party payment, P2P WeChat, crowdfunding websites and other Internet financial service platforms. Many investors can make reasonable choices according to their actual needs. Now the online financial platform has gradually entered the homes of ordinary people, and investors can obtain relevant financial services through the online financial platform and establish a sense of risk. When building an investment asset management plan, it is best to cooperate with asset management insurance to solve the risk of online financial participation through insurance protection and capital security.