Question 1: What does it mean to cancel the loan? First of all, it specializes in "helping small businesses", with a single service target and clear business objectives. Only lend money, do not absorb deposits, and do not engage in intermediary business; Second, self-built marketing channels and sales teams, unique risk assessment, more professional and efficient approval and lending; Third, there are tricks to prevent and control risks. We should not only look at the mortgaged property, but also pay attention to the cash flow generated by the production and operation of enterprises, so that credit funds are safer. "

Question 2: What do you mean by pre-sale? The goods were not sent out, so the payment was made first.

Question 3: The meaning of sales loan is easy to understand: you pay the down payment when you buy a house, and then mortgage the house to the bank. The bank gives the money to the developer to help you pay off the balance. The property right belongs to you, but it is temporarily under pressure from the bank. You pay it back to the bank on a monthly basis, and the bank will return the real estate license to you after paying it off! In the meantime, you only have the right to use the house.

Question 4: Accounting basis, what do you mean by the increase in advance receipts? Why blame the debt? Advance sales means that the sales business has not happened yet, and you have received the customer's money. The money is still owed to the customer, so it is listed as a debt account.

Question 5: What does loan write-off mean? I'll answer: Write-off. My understanding is to file with the designated department or obtain the authority first, and then compare the situation with the original record after the economic activity, complete the settlement and cancel the bill. Write-off should refer to the process of writing off for the next economic activity. What do you mean by cancellation? Specific problems should be analyzed in detail.

Question 6: What do you mean by writing off loans and replacing loans? Write-off loans refer to loan assets formed by banks, including loans that are identified as bad debts when they are kept off balance sheets; Replacement loan refers to a loan that reorganizes the loan and the borrower sets up stem to solve the revitalization risk.

Question 7: Beginners of accounting don't quite understand the meaning of "payment owed before receiving the buyer", which means that the seller has received the payment from the buyer, which was not paid when the buyer bought it at that time, but has been paid now. The sales amount is for the seller, which is equivalent to the purchase amount of the buyer. Because the current accounting entity is the seller, it is called sales amount.

Question 8: What do you mean by debit and credit of the balance of accounts receivable? Debit indicates that the sales amount has not been received.

The lender indicated that it had received part of the payment in advance.