Guys. The LPR interest rate is updated every month, so there is no benchmark interest rate. In addition, on September 2 1 day, 2020, the National Interbank Funding Center authorized the release of LPR, and the LPR for 1 year was 3.85%, and that for five years and above was 4.65%. Before the next LPR announcement, the loan applied by users will refer to the loan interest rate. The benchmark loan interest rate refers to the benchmark RMB loan interest rate of financial institutions.

For users, the LPR interest rate may go down in the future, and it is more favorable to choose the LPR floating interest rate as the mortgage interest rate.