The down payment is 40 thousand, and if it is a three-year interest-free loan, it is 54 thousand. Then the total budget price of this car is 6.5438+0.04 million yuan, and the price that falls on the bare car is about 90,000 yuan.

Of course, there are some special circumstances. Some models can achieve "zero down payment" and "zero interest", but in fact many financial institutions take interest as their profit point. You know, interest-free is not equal to free. Although there is no interest on the surface, money will still be taken away from consumers. For example, the common interest-free routines are: (1) requiring car owners to buy insurance in our store; (2) Participating in interest-free activities requires decoration. Therefore, the fees earned by these projects are sometimes higher than the loan interest, and consumers should understand clearly when choosing car loan products.