"Longcaitong" loan is a loan issued by Wushan County Association to natural persons, agricultural enterprises and farmers' professional cooperatives engaged in vegetable planting, sales, processing, trafficking and storage. "Longcaitong" loan adopts credit, guarantee, mortgage and pledge.
Loan term: the longest 1 year.
Loan interest rate: based on the market quotation (LPR), the maximum is 7%.
Loan amount: 500,000 yuan for individual customers and100,000 yuan for corporate customers.
[Farmers' Microfinance]
The micro-credit loan for farmers is an unsecured credit loan issued by Wushan County Union to farmers within the approved credit line and validity period. Loan target: farmers in Wushan County. Loan term: up to 3 years. Loan interest rate: based on the market quotation (LPR), the highest is 6.9% (the daily interest per ten thousand yuan is only 1.8 yuan). Loan amount: up to 300,000 yuan.
Cartoon loan
Loan term: up to two years.
Loan interest rate: based on the increase of market quotation (LPR), the highest is 5.75%.
Loan amount: up to 200,000 yuan.
"agricultural loan" loan
"Agricultural loan" is a loan issued by Wushan County Association and Gansu Agricultural Credit Guarantee Co., Ltd. to agricultural business entities in the county.
Loan targets: farmers, natural person customers, farmers' professional cooperatives, family farms, individual industrial and commercial households, small and micro enterprises, leading agricultural enterprises, agricultural socialized service organizations and other agricultural business entities within the county.
Loan term: the term is 1-3 years.
Loan interest rate: based on the market quotation (LPR), the maximum is 7%.
Loan amount: up to 3 million yuan.
[Fumin Industrial Loan]
"Enriching the people's industry loan" is a loan issued by Wushan County Association to enterprises with enriching the people's industry projects according to the "Implementation Plan for Loans for Characteristic Industry Development Projects in Gansu Province", which is independently applied by enterprises and recommended by county authorities.
Loan term: up to 3 years.
Loan interest rate: The loan interest rate is formed by adding some points to the quoted market interest rate (LPR).
Loan amount: up to 6,543,800 yuan.
Xinglong venture loan
"Xinglong Venture Loan" is a loan issued by Wushan County Association to qualified entrepreneurs or small and micro enterprises. The loan is guaranteed by the business start-up guarantee fund, and the government financial department gives interest subsidies to support individual entrepreneurship or small and micro enterprises to expand employment.
Loan term: up to two years.
Loan interest rate: based on increasing the market quotation (LPR), the part below LPR- 150BP shall be borne by individuals or enterprises, and the rest shall be subsidized by the government.
Loan amount: the maximum amount of individual customers is 200,000 yuan, and the maximum amount of corporate customers is 3 million yuan.
Xinglong cooperative loan
"Xinglong Cooperative Loan" is a loan granted by Wushan County Union to farmers' professional cooperatives within its jurisdiction by filing and rating and reasonably calculating the credit line.
Loan term: the term is 1-3 years.
Loan interest rate: based on the market quotation (LPR), the maximum is 7%.
Loan amount: up to 3 million yuan.
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