Specifically, applying for provident fund loans generally requires continuous deposit into the provident fund account for 6 months or more.
Materials for extracting the balance of housing provident fund:
1, ID card: the original and photocopy of the ID card of the purchaser;
2. Marriage certificate: if the purchaser is married, the original and photocopy of the marriage certificate shall be provided;
3. House sales contract: the original and photocopy of the house sales contract signed by the buyer and the seller shall be provided;
4. Purchase invoice: the purchaser needs to provide the original and copy of the purchase invoice;
5. Application form for provident fund withdrawal: Fill in the application form for provident fund withdrawal, and affix the official seal of the unit and the signature of the purchaser;
6. Property right certificate: if the purchaser purchases a second-hand house, the original and photocopy of the property right certificate shall be provided;
7. Housing appraisal report: the original and photocopy of the housing appraisal report are required;
8. Other relevant documents: such as the credit certificate of the buyer.
To sum up, each region may have different regulations on the withdrawal of provident fund, and the specific operation needs to be carried out according to local policies and requirements.
Legal basis:
Article 24 of the Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund.
In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.