You can't.

Application conditions:

1. China citizens with full civil capacity who have a fixed residence in China, or a fixed residence (or valid residence certificate) in a local town, or a fixed business place;

2. Have a legitimate occupation and stable economic income, and have the ability to repay the principal and interest of the loan on schedule;

3. No bad credit record;

4. Loans cannot be used for stock trading, house purchase, gambling and other behaviors;

5. Other bank microfinance conditions stipulated by the lender.

Microfinance bank application materials:

1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials; Temporary residence permit shall be provided in different places;

2. Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates;

3. Provide stable proof of income source, bank flow sheet and labor contract.

Can I borrow money online without an ID card?

Whether you borrow money from banks or other channels, you generally need an ID card. If you want to apply for online loans, online loans are characterized by online operation throughout the process, and you don't need to issue an original ID card. However, when applying for online loans, it is generally necessary to upload an electronic scan of the ID card, a photo of my hand-held ID card, and a photo of the front and back of the ID card. Look at the requirements of the online lending platform.

Tips:

1. The above information is for reference only. Lending is risky, so choose carefully.

2. If you need funds, you can also consider a loan from Ping An Bank. Ping An Bank has launched a variety of loan products, with different loan requirements, interest rates and handling procedures. Among them, the new one-loan credit loan is unsecured, unsecured, simple in procedures and fast in approval, with a quota of 300,000-500,000, and the age requirement is 23-55 years old. You can log in to Ping An Pocket Bank APP- Home-Loan to understand and try to apply.

Reply time: 202 1-07-08. Please refer to the latest business changes announced by Ping An Bank in official website.

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Do loan users need ID cards for loans? Loan users must understand these when applying for loans!

; ? After entering 20 18, many people have new loan needs, and many loan users are no exception. For some loan users, the simpler the application materials, the better. So, do loan users need an ID card for loans? Today, I will introduce some related issues to you.

Judging from the current situation, loan users need to provide ID cards to make loans. After all, lenders need to know the identity of borrowers. In addition, loan users often need to provide collateral or pledge.

Therefore, we must be especially wary of those statements that "loan users must go down" and "loan users do not need ID cards for loans", which are likely to hide traps.

For loan users, it is meaningless to have a correct concept, that is, to improve their credit as soon as possible and hide their ID cards. If you need money badly in the short term, you can do this:

1, prepare sufficient collateral or pledge, generally speaking, real estate and cars will be better;

You can ask your parents and close relatives to apply for a loan instead of everyone.

Also remind everyone that if the loan user has paid off the previous arrears, he can wait until the bad record is automatically eliminated before applying for a loan. According to China's existing regulations, non-performing loan records will be automatically eliminated after 5 years. After the credit information is perfect, you can try these platforms.

1, Ping An I Loan

If Ping An I has a loan quota and can grab the quota, the probability of lending is still very high. You can try to avoid the peak period and grab the quota. You can use 4G/5G network when grabbing, which is more stable than wireless.

2.baidu has money to spend.

Qianhua is a loan product of Baidu. People between the ages of 65,438+08 and 55 can apply, with loans starting from 65,438+0,000 yuan. The maximum loan amount can reach 300,000, and there are four options for the loan term: 3, 6, 65, 438+02 and 24. Very flexible, with good work credit, you can try it.

Can I get a loan without an ID card?

No ID card, no loan.

To apply for a personal loan, you need to meet the following conditions:

1. A citizen of China who has a fixed residence, a valid residence certificate, is under the age of 65 (inclusive) and has full capacity for civil conduct at the place where the loan bank is located;

2. Have a proper occupation and stable income, and have the ability to repay the loan principal and interest on schedule;

3. Have a good credit record and willingness to repay, and no bad credit record;

4. Being able to provide legal, effective and reliable guarantee recognized by the bank;

5. There is a clear loan purpose, and the loan purpose is in compliance with relevant regulations;

6. Other conditions stipulated by the bank.

Therefore, the valid identification refers to the ID card, so there is no loan without the ID card.

Extended data:

Matters needing attention in loan

1. The information provided to the bank shall be true, the address and contact information provided shall be accurate, and the bank shall be informed of any change in time;

2. The loan purpose should be legal and compliant, and the transaction background should be true;

3. According to your repayment ability and future income expectations, choose the repayment method that suits you;

4. Apply for a loan amount according to your own ability. Usually, the monthly repayment amount does not exceed 50% of the total family income;

5. Read the terms of the contract carefully and understand your rights and obligations;

6. Repay on time to avoid bad credit records;

7. Don't lose the loan contract and IOUs. For mortgage loans, don't forget to cancel the mortgage registration after paying off the loan;

8. prepayment must be handled by communicating with the bank one month in advance.

9. When a foreigner applies for a commercial loan, the bank generally requires the borrower to have a stable income in the local area, and to open a household registration certificate at the place where the household registration is located (some banks also require a certificate of employment); Moreover, the housing guarantee company requires foreigners to apply for temporary residence permits in addition to local income.

Baidu encyclopedia-ID card

Baidu encyclopedia-loan