Sui Xin Hua Bai is an online micro-credit consumer financing product provided by rural commercial banks to users with debit cards of rural commercial banks. Users need to open a Harvest electronic account when applying for a rural commercial bank, and they can spend whatever they want. After successful application, it can only be used in special transaction scenarios, such as credit medical treatment and credit payment.

You can't withdraw the amount you want to spend. It can only be used for credit card (debit card) consumption in specified scenarios, such as ETC signing deduction, Harvest Internet mobile phone recharge, and card coupon purchase. You can also log on to online and offline services such as WeChat, Alipay and JD.COM Express Payment.