1, Alipay can borrow money.
Sesame credit score is not less than 600. If users meet the requirements, they only need to upgrade their Alipay wallets to the latest version, and they can use the "borrowing" function in the "wealth" column of Alipay wallets. 2. Borrowing is a consumer credit product under Ant Microfinance. Users with a sesame score of not less than 600 will have the opportunity to use personal consumption loans. According to different scores, users can apply for a loan of up to 50,000 yuan, and the amount applied can be transferred to Alipay balance. The longest repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is 0.045%. 3. Although using Alipay to borrow money is convenient and fast, its interest rate is relatively not low, so remember to overdraw within your own ability to avoid exceeding your repayment ability and adversely affecting your personal credit. So you can't. 2.500 sesame seeds can be loaned?
If you apply for a loan through our bank now, don't refer to sesame seed points;
If the loan amount is not large, you have your own credit card, the amount is sufficient, and the card status is normal, you can try to borrow cash in advance and spend the reserve fund.
3. Can I get a loan with a sesame credit score of 500?
500- Credit loan can be divided into two parts. However, when making a bank loan, it is necessary to inquire about the central bank's credit information, and there are also strict requirements for credit information. In general, the requirements for bank loans are: current overdue 1, overdue twice in half a year, overdue twice in a row and overdue six times in two years.
To apply for a bank loan, you need to prepare materials:
1. Valid ID;
2. Permanent residence or valid residence certificate, permanent residence certificate;
3. Proof of marital status;
4. Bank flow;
5. Proof of income or personal assets;
6. Credit report;
7. Use plan or loan purpose statement;
8. Other information required by the bank.
Requirements for bank loans:
(1) Persons who have reached the age of 18, have full capacity for civil conduct, have permanent residence for urban residents or hold valid identity cards, and the age of the lender required for bank loans is generally between 18-60;
(2) have a stable legal income and the ability to repay interest;
(3) Good credit information;
(4) Other conditions required by the lending bank.
These procedures are usually divided into three steps:
(1) Basic information submitted by the customer, including work unit and contact telephone number.
(2) The lending bank or company should check the credit information of customers, including whether there are any illegal records in the credit rating of customers, and investigate the business operation status of self-employed individuals and small and medium-sized enterprises.
(3) The staff of the lending unit signed a contract with the customer to realize the loan in the shortest time.
4.500 sesame seeds can be loaned?
If you apply for a loan through our bank (without reference to sesame score); Basic loan conditions:
1. has legal and valid identification.
2. At least 18 years old, and the age plus loan period shall not exceed 70 years old.
3. Have the ability to repay the loan principal and interest on time.
4. Abide by the law, be honest and trustworthy, and have no illegal acts. At present, there are no criminal cases or civil cases against them.
5. The credit is good, the loans and credit cards under the names of customers and their spouses are not overdue at present, and the credit records are in line with product access.